For quite some time Nick and I have been debating how we wanted to handle chores and allowance at our home. In the past, our children have earned macaroni noodles or cardboard coins that they could then trade in for the merchandise of their choice. This has mostly been a model employed at holiday time when they needed to earn "money" for our family gift exchange. With Maddi recently completing her math unit on money; however, I figured it was time to make the sacrifice and actually let her earn real money. (And being the equal opportunity parent that I am, I'm letting Spencer and Emma earn right along with her. I'll have to count their money for them though.)
The question then arose of how to go about assigning chores and divvying out the goods. For ages I have resisted the idea of assigning my kids chores. They have certain things they are expected to do--make their beds, keep a clean room, put away their clothes on laundry day, etc. but I wouldn't have classified any of these as chores. These are just things you do for yourself, whether you want to do them or not! Chores, to me, are extra things you do, that perhaps you are lucky enough to get allowance for. The problem is, I knew that if I assigned my kids chores, i.e. made them a chore chart or whatever, that chores would just become one more thing that I had to make sure the kids were doing, nag them about, be upset about when they didn't do, etc. etc. I don't need even one more thing, and I feared that if I assigned chores I would never follow through on them. (I know, I sound like a lazy parent, but my life is busy and complicated enough as it is.) Hence my problem. I knew my kids needed more responsibility. I knew Maddi needed to practice her money skills. And my kids have all been begging to earn money. But I just didn't want to do it.
Until.....that is, I came up with one of my more ingenues ideas! (I know, I'm pretty humble!) One day, as I sat thinking about this problem, I decided to take a backward approach to chores and allowance. I sat down with the kids and we brainstormed a few things. First we brainstormed a list of non-negotiable jobs that they each were responsible for doing as a member of our household. These jobs receive no monetary compensation. After completing this list, we then made a list of all of
my jobs that we could think of that
they could do. Then we went through and assigned a monetary value to each of these jobs. After assigning a monetary value to my jobs that they could do, I then made a list
their jobs that
I sometimes had to do. We similarly assigned these jobs a monetary value. I then explained to the kids my plan for their financial gain: I would post this list on the fridge and they could ask me to do any of the jobs when they wanted to earn money. This list would also specify the amount of money they would have to pay me if they refused to do one of their non-negotiable jobs and I had to do it. Just for history's sake, here is a list of the jobs hanging on my fridge:
Regular No-Pay Chores make own bed
clean up toys
dust room
vacuum room
put laundry away
1¢ errands--any request
5¢ help make another's bed
5¢ clear table (after everyone brings own dishes over)
10¢ set table
10¢ unload utensils from dishwasher
10¢ unload "plastics" from dishwasher
15¢ sweep kitchen floor
15¢ dust other room
15¢ gather garbages
15¢ clean bathroom sink
15¢ clean bathroom mirror
15¢ scrub toilet
15¢ wipe bathroom counters
15¢ pick garden
15¢ carry in groceries
25¢ wipe out fridge; 15¢ each if you work together
25¢ wash windows; 15¢ each if you work together
50¢ vacuuming alone; 25¢ each if you work together
50¢ mopping alone; 25¢ each if you work together
50¢ wash car
Mom/Dad Fees
10¢ make your bed
10¢ a minute to clean up your toys
(I know, we're pretty high rollers at our house!!! Someday the kids are going to figure this out and we're going to have to up our compensation!)
From the minute this list hit the fridge, it was an instant success! All of the kids were ecstatic about helping around the house. Soon they were all begging me to do chores, sometimes even fighting over who would get to do them. It was awesome. And to make it even more awesome, I made a new addition to our chart a few days in. The addition read: Penny errands. Earn a penny for any little errand mommy or daddy sends you on. I think the kids get richer off of penny errands than anything else! Additionally, when it comes to their non-negotiable jobs, like cleaning up, they are suddenly in no hurry to ask for help from mom and dad. No way are they going to pay us out of their money to do their jobs! They might however, as Spencer demonstrated today, decide to pay each other though. In what was one of the most funny stories I have heard from my kids in a while, Maddi explained just this scenario. She came up to me and told me that I needed to put 5 cents of Spencer's money into her little bank.
"Why?" I asked.
"Because I did Spencer's work for him today." she replied.
'What is that supposed to mean?" I questioned her.
"Well," she explained. "Today when you told us we could watch a movie if we cleaned up, Spencer offered to pay me 5 cents if I would clean up his part."
"No I didn't!" Spencer broke in. "Maddi told me she would do the job if I paid her 5 cents."
"Oh I see," I said. "Maddi talked you into paying her for doing your work."
"No mom." Spencer stated seriously. "Let me tell you the story. While we were cleaning up I got to the tools in my tool chest. I don't know how to get them back in the tool chest the right way so that they all fit. I told Maddi that I was going to have to pay you or daddy 10 cents to put them away since I didn't know how. Then Maddi told me that she had a deal for me. She said that instead of paying you or daddy ten cents to do my job, I could pay her only 5 cents and she would do it for me. So I agreed"
"Okay." I said, pretty impressed with Maddi's astute negotiating skills. Then I paid Maddi the 5 cents out of Spencer's money jar.
Aside from comic relief, our new chore chart/ reimbursement policy has been quite the wonderful addition to our family. And next week for family home evening we will be giving them their first lesson on Hoskins Family Finances. During this lesson Dad will explain that twice a month the kids will get the money they have earned "deposited" into their money boxes. This money will go into one of three slots. First, ten percent will go to tithing. Then, at least ten percent will go into savings, maybe more if there is something they are working to save up for. And finally, the rest can go into their spending slot to be taken and spent at their leisure. It should be interesting to see how the lesson goes, as well as to see who chooses to do what with their money. We all know what would make their daddy proud! But lets be honest, spending is part of life too people!! It's not too hard to figure out where most of Nick or I's money would end up!